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  • FirstMerit Bank Benefits

    2016 Plan Year Summary of Benefits and Coverage (SBC)

    Under the Affordable Care Act (ACA), health plans are required to provide consumers with a concise Summary of Benefits and Coverage or “SBC” document detailing, in plain language and a consistent format, information about health plan benefits and coverage. The following benefit plans are available to FirstMerit employees:

    Map of Michigan showing HealthEOS provider network covering the Upper Peninsula and HealthPlus Cofinity provider networks covering the Lower Peninsula

    Standard PPO Plan

    HDHP PPO Plan

    Provider Network Coverage

    Members of the FirstMerit PPO plan have access to preferred providers through the HealthPlus networks and through our HealthPlus-affiliated networks.

    Upper Peninsula Employees - HealthEOS network providers cover you in-state, while the Multiplan network providers cover you out-of-state.

    Lower Peninsula Employees - HealthPlus and Cofinity network providers cover you in-state while the First Health network providers cover you out-of-state.