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Compare Plans

HealthPlus offers more choices, more value and more solutions for quality health care plans. We’re committed to optimizing the value of your health care coverage with flexibility and choices that deliver the care your clients want.

PlanPCP RequiredOut-Of-Network CoverageReferralsDeductibles
HMO Plans
HMOYesNo (except for emergencies)PCP RefersVaries
HMO High Deductible PlansYesNo (except for emergencies)PCP RefersYes
Point-Of-Service (POS) Plans
POSYesYesSelf-ReferralVaries
PPO Plans
PPONoYesNoneVaries
PPO High Deductible PlansNoYesNoneYes