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HealthPlus offers more choices, more value and more solutions for quality health care plans. We're committed to optimizing the value of your health care coverage with flexibility and choices that deliver the care your clients want.

 Plan PCP Required   Out-Of-Network Coverage  Referrals  Deductibles
 HMO Yes No (except for emergencies) PCP Refers Varies
 HMO High Deductible Yes No (except for emergencies) PCP Refers Yes
POS  Yes Yes Self-Referral Varies
PPO  No Yes None Varies
PPO High Deductible  No Yes None Yes